EXPERT DISPUTE
DIY Credit Dispute Engine
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Audit Your Credit Report. Write Your Own Letters.

Upload your 3-bureau credit report and the engine reads every tradeline, flags each negative item, and assigns the dispute reason that fits. Then it drafts your letters — one per bureau — so you can print, sign, and mail them yourself under your FCRA rights. The tool is free.

START MY FREE AUDIT →
1
Pull Your Report
Get 3-bureau monitoring and save your report as a PDF.
2
Run the Audit
Every negative item flagged with the dispute reason that fits it.
3
Mail Your Letters
Draft letters per bureau, ready to print and send certified.
YOU STAY IN CONTROL
You send every letter yourself. Nothing is filed or mailed on your behalf, and no outcome is promised — the tool gives you the audit, the strategy, and the paperwork.

Round tracking is built in: mark each letter mailed, watch the 30-day response window, and record what each bureau came back with before you write round 2.